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Personal Loans

Does Andigo offer personal/signature loans?

We do but...unsecured / private / signature loans have a higher interest rate, so maybe first consider our secured loan options? A) Fixed Rate Home Equity Loans, which let you borrow money against the available equity in your home. We offer 5, 7 or 10 year terms in certain states. Up to 90% CLTV (the appraised value minus 1st mortgage balance). Texans, you get up to 80% CLTV maximum in Texas. B) Variable Rate Home Equity Lines of Credit (HELOCs). We offer 15 year HELOCs with Principal & Interest or Interest-Only repayment options in certain states. Up to 90% CLTV with Texas getting up to 80% CLTV maximum and 50% of property value maximum. C) Mortgages which are best if you're on the hunt to consolidate debt because you could refinance your existing mortgage to get cash out. D) Title-secured loans where you can borrow up to 100% of the available equity in your vehicle if you have a free and clear (no lien) vehicle title, as long as it's not a rebuilt or salvaged car. Because it's considered a vehicle loan, you'll need full insurance coverage with Andigo listed as Loss Payee and Comprehensive and Collision Deductibles no greater than $1,000 is required. E) Vehicle refinances lets you use the available equity in your vehicle is to refinance your vehicle to get cash out. F) Share (or savings)-secured loans where you borrow against the money in your Andigo share (savings) account without closing that account. Your loan balance will be reduced as you pay it, so you can withdraw the principal amount repaid. G) Certificate (or CD)-secured loans lets you borrow up to 90% of the face value of any Andigo Certificate of Deposit. You repay the loan monthly, and it must completely repaid before or immediately upon the maturity of the certificate. H) None of the above. Check out our personal/signature loans.